/*a.sr-only{position:fixed !important;top:0;left:0;z-index:999999}img{max-width:100%;height:auto}a{outline:none;color:#003863}a:hover{color:#003863}button{border-radius:0;border:none;outline:none;background-color:transparent;cursor:pointer}button,button:focus{outline:none}p{word-spacing:.016em;letter-spacing:.012em}p:last-child:last-of-type{margin-bottom:0}p.text-left{text-align:left}p.text-center{text-align:center}p.text-right{text-align:right}header{word-break:break-word;overflow-wrap:break-word}h1{font-size:2.5rem;font-weight:400;margin-bottom:1rem}h2{font-size:2rem;font-weight:400;margin-bottom:1rem}h3{font-size:1.75rem;font-weight:400;margin-bottom:1rem}h4{font-size:1.5rem;font-weight:400;margin-bottom:1rem}h5{font-size:1.375rem;font-weight:400;margin-bottom:1rem}h6{font-size:1.25rem;font-weight:400;margin-bottom:1rem}@media(max-width: 767px){h1,h2,h3,h4,h5,h6{margin-bottom:.75rem}h1{font-size:2.25rem}h2{font-size:1.75rem}h3{font-size:1.5rem}h4{font-size:1.25rem}h5{font-size:1.2rem}h6{font-size:1.1rem}}.hide{display:inline-block;width:0;height:0;overflow:hidden;visibility:hidden;opacity:0}#meta{max-width:1180px;padding:0 15px;margin:0 auto;text-align:right}@media(max-width: 991px){#meta{display:none}}#meta,#meta a{color:#3d3d43;font-size:14px}#meta a:hover{color:#003863}#meta a:hover polygon{stroke:#003863}#meta a:hover path{fill:#003863}#meta ul{padding:15px;list-style-type:none;margin:0;display:inline-block}#meta ul li{display:inline-block;vertical-align:text-bottom}#meta ul#metamenu{padding-left:0}#meta ul#metamenu li a{padding-right:5px;display:inline-block}#meta ul#metamenu li a i{margin-left:5px}#meta ul#metamenu li a svg{width:16px;height:16px;vertical-align:text-bottom;margin-left:1px}#meta ul#metamenu li.language{margin-right:2px}#meta ul#metamenu li.language.active{color:#003863;font-weight:bold}#meta ul#metamenu li.language a{padding-right:0}#meta ul#metamenu li:not(.language) a{padding-left:5px}#meta ul#metamenu li:not(.language) a:hover:after{color:#003863}#meta ul#metamenu li.language+span{vertical-align:top}#meta ul#socialmedia{padding-right:0}#meta ul#socialmedia a{padding-left:5px}#header.fixed .header-wrap .desktop-menu>ul>li .overview-wrap{width:calc(100% - 30px);left:6px}#header.fixed .header-wrap .desktop-menu>ul>li .overview-wrap .overview{max-height:calc(100vh - 241px)}#header .mobile-menu{height:102px;position:relative;color:#003863;background-color:#fff;padding:15px}@media(min-width: 992px){#header .mobile-menu{display:none}}#header .mobile-menu .left,#header .mobile-menu .left img{height:100%}#header .mobile-menu .right{position:absolute;right:15px;top:50%;transform:translateY(-50%);font-size:30px}#header .mobile-menu .right .fa-spinner{font-size:2.75rem;margin:1rem 0;animation:rotate 2s linear infinite}@keyframes rotate{0%{transform:rotate(0deg)}100%{transform:rotate(360deg)}}#header .mobile-menu .right>span{position:relative;padding-right:10px;float:right}#header .mobile-menu .right>span:after{content:"";display:inline-block;border-right:1px solid #003863;height:30px;position:absolute;right:0;top:50%;transform:translateY(-50%)}#header .mobile-menu .right .burger{position:relative;float:right;height:30px;width:40px;margin-top:2px;margin-left:10px;cursor:pointer;transform:rotate(0deg);transition:transform .3s ease-in-out}#header .mobile-menu .right .burger .sr-close{display:none}#header .mobile-menu .right .burger.open{transform:rotate(90deg)}#header .mobile-menu .right .burger.open span:first-of-type{top:50%;transform:translate(-50%, -50%) rotate(45deg)}#header .mobile-menu .right .burger.open span:nth-of-type(2){opacity:0;height:0}#header .mobile-menu .right .burger.open span:last-of-type{top:50%;transform:translate(-50%, -50%) rotate(-45deg)}#header .mobile-menu .right .burger.open .sr-open{display:none}#header .mobile-menu .right .burger.open .sr-close{display:inline-block}#header .mobile-menu .right .burger span{position:absolute;left:50%;display:inline-block;width:100%;height:5px;background-color:#003863;transition:.3s ease-in-out}#header .mobile-menu .right .burger span:first-of-type{top:0;transform:translateX(-50%)}#header .mobile-menu .right .burger span:nth-of-type(2){top:50%;transform:translate(-50%, -50%)}#header .mobile-menu .right .burger span:last-of-type{top:100%;transform:translate(-50%, -100%)}#header .breadcrumb-nav{height:50px;background-color:#fff;margin:0 15px;text-overflow:ellipsis;overflow:hidden;color:#003863}#header .breadcrumb-nav span{line-height:50px}#header .breadcrumb-nav span:first-of-type{font-weight:700}#header .breadcrumb-nav span:not(:first-of-type):last-of-type{margin-left:5px}#header .breadcrumb-nav span .fa-angle-left{font-size:19px;margin-right:2px;vertical-align:text-bottom}#header .breadcrumb-nav button{color:#003863;white-space:nowrap;line-height:50px;display:inline-block;padding:0}#header .breadcrumb-nav button:hover,#header .breadcrumb-nav button.focus{background-color:#003863;color:#fff;text-decoration:underline}#header .breadcrumb-nav button.first{font-weight:700}@media(max-width: 767px){#header .breadcrumb-nav span.first:not(.only){display:none}#header .breadcrumb-nav span.first+.last{text-overflow:ellipsis;display:block;overflow:hidden;font-weight:700}}#header nav.mobile-navigation{background-color:#fff;margin-left:30px;position:absolute;z-index:999;width:calc(100% - 30px);height:calc(100vh - 102px);overflow-y:auto;left:0;opacity:1;transition:.3s ease-in-out;box-shadow:0 7px 7px -2px rgba(0,0,0,.3),0 -5px 0 0 #fff,-7px 0px 7px -2px rgba(0,0,0,.3)}@media(min-width: 992px){#header nav.mobile-navigation{display:none}}#header nav.mobile-navigation *.focus{outline:none !important}#header nav.mobile-navigation.hidden{left:100%;opacity:0;visibility:hidden}#header nav.mobile-navigation>ul.navbar-nav{position:relative;overflow:hidden;transition:height .3s ease-in-out}#header nav.mobile-navigation>ul.navbar-nav>li ul{position:absolute;left:100%;top:0;transition:left .3s ease-in-out}#header nav.mobile-navigation .breadcrumb-nav:not([data-num="0"])+ul.navbar-nav>li:not(.open){display:none}#header nav.mobile-navigation ul.navbar-nav{padding:0;margin:0;list-style:none;width:100%;z-index:1;background-color:#fff}#header nav.mobile-navigation ul.navbar-nav>li a{display:inline-block;width:100%;padding:15px 55px 15px 15px;color:#003863;background-color:#f1f8fe;border-bottom:1px solid #efefef}#header nav.mobile-navigation ul.navbar-nav>li.dropdown .link-wrap button.focus{background-color:#003863}#header nav.mobile-navigation ul.navbar-nav>li.dropdown .link-wrap button.focus>.fa-chevron-right{color:#fff}#header nav.mobile-navigation ul.navbar-nav>li .link-wrap:hover a,#header nav.mobile-navigation ul.navbar-nav>li .link-wrap a.focus,#header nav.mobile-navigation ul.navbar-nav>li.active>.link-wrap a{color:#fff;background-color:#003863;border-color:#003863}#header nav.mobile-navigation ul.navbar-nav>li .link-wrap:hover a,#header nav.mobile-navigation ul.navbar-nav>li .link-wrap a.focus{text-decoration:underline}#header nav.mobile-navigation ul.navbar-nav>li .link-wrap a.focus+button i.fa-chevron-right{color:#fff}#header nav.mobile-navigation ul.navbar-nav>li.current>.link-wrap a{color:#fff;font-weight:700;background-color:#003863;border-color:#003863}#header nav.mobile-navigation ul.navbar-nav>li .link-wrap:hover .fa-chevron-right,#header nav.mobile-navigation ul.navbar-nav>li.active>.link-wrap .fa-chevron-right,#header nav.mobile-navigation ul.navbar-nav>li.current>.link-wrap .fa-chevron-right{color:#fff !important}#header nav.mobile-navigation ul.navbar-nav>li.active>.link-wrap a.focus{background-color:#fff;color:#003863;text-decoration:underline}#header nav.mobile-navigation ul.navbar-nav>li.active>.link-wrap a.focus+button i.fa-chevron-right{color:#003863 !important}#header nav.mobile-navigation ul.navbar-nav>li.active>.link-wrap button.focus{background-color:#fff}#header nav.mobile-navigation ul.navbar-nav>li.active>.link-wrap button.focus>.fa-chevron-right{color:#003863 !important}#header nav.mobile-navigation ul.navbar-nav>li.dropdown>.link-wrap{position:relative;display:inline-block;width:100%}#header nav.mobile-navigation ul.navbar-nav>li.dropdown>.link-wrap>button{position:absolute;top:0;right:0;height:100%;width:55px}#header nav.mobile-navigation ul.navbar-nav>li.dropdown>.link-wrap>button>.fa-chevron-right{color:#003863;transition:transform .3s ease-in-out}#header nav.mobile-navigation ul.navbar-nav>li.dropdown.open>ul.dropdown-menu{left:0}#header nav.mobile-navigation ul.navbar-nav li.dropdown.open>span.link-wrap{display:none}#header nav.mobile-navigation ul.navbar-nav li.dropdown:not(.open)>ul{display:none}#header nav.mobile-navigation ul.navbar-nav li.dropdown.expanded>ul>li:not(.open){display:none}#header nav.mobile-navigation .social-buttons{padding:15px}#header nav.mobile-navigation .social-buttons a{color:#757575;font-size:30px;margin-right:10px}#header nav.mobile-navigation .social-buttons a:hover{color:#003863}#header nav.mobile-navigation ul.sub-menu{padding:15px;list-style:none}#header nav.mobile-navigation ul.sub-menu li{margin-bottom:15px}#header nav.mobile-navigation ul.sub-menu li a{color:#595959}#header nav.mobile-navigation ul.sub-menu li a:hover{color:#003863}#header nav.mobile-navigation ul.sub-menu li.active{font-weight:bold;color:#003863}#header nav.mobile-navigation ul.sub-menu li.active a{color:#003863}#header nav.mobile-navigation ul.sub-menu li:not(.language){font-size:0}#header nav.mobile-navigation ul.sub-menu li:not(.language) a{font-size:1.125rem}#header nav.mobile-navigation ul.sub-menu li.language+span{display:none}#header nav.mobile-navigation .footer-wrap{padding:15px;background-color:#003863}#header nav.mobile-navigation ul.footer-menu{list-style:none;padding:0}#header nav.mobile-navigation ul.footer-menu li{margin-bottom:10px}#header nav.mobile-navigation ul.footer-menu li.active{text-decoration:underline}#header nav.mobile-navigation ul.footer-menu li a{color:#fff}#header nav.mobile-navigation ul.footer-menu li a:hover{text-decoration:underline}#header nav.mobile-navigation .copyright{color:#003863;padding:15px;font-size:14px}@media(max-width: 991px){#header nav.desktop-menu{display:none}}#header nav.desktop-menu .fa-spinner{font-size:2.75rem;margin:1rem 0;animation:rotate 2s linear infinite}@keyframes rotate{0%{transform:rotate(0deg)}100%{transform:rotate(360deg)}}#header nav.desktop-menu>ul{width:100%;display:inline-block;list-style-type:none;padding:0;margin:0}#header nav.desktop-menu>ul>li{display:inline-block;margin-right:30px}#header nav.desktop-menu>ul>li ul>li.dropdown:after{content:"";width:50px;height:57px;position:absolute;left:calc(33.3333333% - 15px)}@-moz-document url-prefix(){#header nav.desktop-menu>ul>li ul>li.dropdown:after{transform:translateY(-100%)}}@media not all and (min-resolution: 0.001dpcm){@supports(-webkit-appearance: none){#header nav.desktop-menu>ul>li ul>li.dropdown:after{transform:translateY(-100%)}}}#header nav.desktop-menu>ul>li ul>li:hover>ul.dropdown-menu{display:block !important;z-index:2 !important}#header nav.desktop-menu>ul>li>.link-wrap button{color:#3d3d43;padding:20px 0;display:inline-block;font-size:24px;text-decoration:none}#header nav.desktop-menu>ul>li:last-of-type:not(:first-of-type){float:right;margin-right:0}#header nav.desktop-menu>ul>li:last-of-type:not(:first-of-type) .fa-chevron-down{margin-left:15px}#header nav.desktop-menu>ul>li:last-of-type:not(:first-of-type).open>.link-wrap>button .fa-chevron-down{transform:rotate(180deg)}#header nav.desktop-menu>ul>li .overview-wrap{display:none;width:100%;min-height:64vh;position:absolute;left:0;top:100%;z-index:999;padding:0;margin:0;background-color:#f1f8fe;box-shadow:0 10px 5px 5px rgba(0,0,0,.1)}#header nav.desktop-menu>ul>li .overview-wrap *.focus{outline:none !important}#header nav.desktop-menu>ul>li .overview-wrap a.main-link{color:#003863;display:inline-block;padding:11px 15px;position:absolute;top:0;left:30px;font-size:18px;font-weight:bold}#header nav.desktop-menu>ul>li .overview-wrap a.main-link:hover,#header nav.desktop-menu>ul>li .overview-wrap a.main-link.focus{color:#fff;background-color:#003863}#header nav.desktop-menu>ul>li .overview-wrap button.close-menu{display:inline-block;position:absolute;right:0;top:0;padding:10px;font-size:30px;line-height:20px;color:#003863}#header nav.desktop-menu>ul>li .overview-wrap button.close-menu:hover,#header nav.desktop-menu>ul>li .overview-wrap button.close-menu:focus{color:#fff;background-color:#003863}#header nav.desktop-menu>ul>li .overview-wrap button.close-menu .fa-times{width:30px;height:30px;text-align:center}#header nav.desktop-menu>ul>li .overview-wrap .overview{margin:50px 30px 50px 15px;display:flex;flex-basis:100%;width:100%;overflow-x:hidden;min-height:calc(64vh - 100px);max-height:calc(100vh - 344px)}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu{position:relative;list-style-type:none;flex-basis:100%;width:100%;padding-left:15px;margin:0}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu[style*="left: -33.3"]>li:not(.open),#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu[style*="left: -33.3"]>li.open>.link-wrap{display:none}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu[style*="left: -66.6"]>li:not(.open),#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu[style*="left: -66.6"]>li.open>.link-wrap,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu[style*="left: -66.6"]>li.open>ul>li:not(.open),#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu[style*="left: -66.6"]>li.open>ul>li.open>.link-wrap{display:none}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu>li{width:calc(33.3333333% - 20px)}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu>li .link-wrap{position:relative;display:inline-block;width:100%}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu>li .link-wrap a{display:inline-block;width:100%;padding:15px 50px 15px 15px;color:#003863;font-size:18px}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu>li .link-wrap a:hover,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu>li .link-wrap a.focus{text-decoration:underline;background-color:#003863;color:#fff}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu>li .link-wrap a[href="#"]{cursor:default;pointer-events:none}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu>li .link-wrap a[href="#"]:hover,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu>li .link-wrap a[href="#"].focus{text-decoration:none}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu>li .link-wrap .fa-chevron-right{position:absolute;top:0;right:0;background-color:#f1f8fe;color:#003863;padding:18px;width:50px;height:100%;text-align:center;min-height:100%;border:none;outline:none;z-index:1}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu>li .link-wrap .fa-chevron-right:after{content:"";position:absolute;left:0;top:50%;transform:translateY(-50%);width:1px;height:100%;background-color:#fff;display:none}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu>li .link-wrap .fa-chevron-right:before{display:inline-block}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu>li .link-wrap .fa-chevron-right:hover,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu>li .link-wrap .fa-chevron-right.focus{background-color:#003863;color:#fff;box-shadow:inset 0 0 0 #003863}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu>li .link-wrap .fa-chevron-right:hover:after,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu>li .link-wrap .fa-chevron-right.focus:after{display:none}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu>li ul{display:none;list-style-type:none;padding-left:15px;margin:0;position:absolute;left:calc(33.3333333% + 5px);top:0;z-index:1;width:100%;height:100%;box-shadow:inset 2px 0 0 0 #003863;background-color:#f1f8fe}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu>li ul li{width:calc(33.3333333% - 20px)}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.open>ul.dropdown-menu{display:block}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.open>.link-wrap a{background-color:#003863;color:#fff}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.open>.link-wrap .fa-chevron-right{color:#fff}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.open>.link-wrap .fa-chevron-right:after{display:inline-block}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.open>.link-wrap .fa-chevron-right:before{transform:rotate(180deg)}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.active>.link-wrap a,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.active>.link-wrap .fa-chevron-right,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.open>.link-wrap a,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.open>.link-wrap .fa-chevron-right{background-color:#003863;color:#fff}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.active>.link-wrap a:after,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.active>.link-wrap .fa-chevron-right:after,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.open>.link-wrap a:after,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.open>.link-wrap .fa-chevron-right:after{display:inline-block}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.active>.link-wrap a:hover,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.active>.link-wrap a.focus,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.open>.link-wrap a:hover,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.open>.link-wrap a.focus{background-color:#fff;color:#003863}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.active>.link-wrap .fa-chevron-right:hover,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.active>.link-wrap .fa-chevron-right.focus,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.open>.link-wrap .fa-chevron-right:hover,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.open>.link-wrap .fa-chevron-right.focus{background-color:#fff;color:#003863}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.active>.link-wrap .fa-chevron-right:hover:after,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.active>.link-wrap .fa-chevron-right.focus:after,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.open>.link-wrap .fa-chevron-right:hover:after,#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li.open>.link-wrap .fa-chevron-right.focus:after{display:none}#header nav.desktop-menu>ul>li .overview-wrap .overview>ul.dropdown-menu li>.link-wrap a+.fa-chevron-right:before{animation:rattle .3s ease-in-out}@keyframes rattle{0%{margin-right:0}50%{margin-right:-5px}100%{margin-right:0}}#header nav.desktop-menu>ul>li.open>.overview-wrap{display:flex}#header nav.desktop-menu>ul>li.open>.link-wrap button{box-shadow:inset 0 -8px 0 0 #003863}#header nav.desktop-menu>ul>li:hover>.link-wrap button,#header nav.desktop-menu>ul>li.active>.link-wrap button,#header nav.desktop-menu>ul>li:focus>.link-wrap button{box-shadow:inset 0 -8px 0 0 #003863}#header nav.desktop-menu>ul li>.link-wrap>button .sr-open{display:inline-block}#header nav.desktop-menu>ul li>.link-wrap>button .sr-close{display:none}#header nav.desktop-menu>ul li.open>.link-wrap>button .sr-open{display:none}#header nav.desktop-menu>ul li.open>.link-wrap>button .sr-close{display:inline-block}#header{max-width:1180px;padding:0 15px;margin:0 auto 0;position:relative;background-color:#fff}#header .header-wrap{position:relative}#header .header-wrap .logo{margin-bottom:0;height:57px}@media(max-width: 991px){#header .header-wrap .logo{display:none}}#header .header-wrap .logo a{display:inline-block}#header .header-wrap .logo img{max-height:54px;width:auto;transition:max-height .3s ease-in-out}#header .header-wrap .logo .right img{right:0}#header .header-wrap .logo2 img{max-height:100px;width:auto}#header.fixed{position:fixed;z-index:1000;top:0;left:0;width:100vw;max-width:none;margin-top:0;padding:0;transition:box-shadow .3s ease-in-out;box-shadow:0 10px 5px -5px rgba(0,0,0,.1)}#header.fixed .header-wrap{max-width:1180px;padding:0 24px 0 6px;margin:30px auto 0;position:relative}#header.fixed+#body{margin-top:134px}@media(max-width: 991px){#header{position:fixed;z-index:999;top:0;left:0;width:100vw;max-width:none;margin-top:0;padding:0;box-shadow:0 0 5px 5px rgba(0,0,0,.1)}#header .header-wrap{max-width:1180px;padding:0 15px 0 0 !important;margin:0 auto !important}#header+#body{margin-top:102px !important}}/*# sourceMappingURL=critical.min.css.map */ --> /*]]>*/

吉祥虎论坛官网_官网◆~

Bankkonto

Wie Sie ein Bankkonto er?ffnen

In Deutschland gibt es viele verschiedene Banken, bei denen Sie ein Konto er?ffnen k?nnen. Viele Banken und Sparkassen bieten Studierenden dabei ein kostenfreies Girokonto an. Der bürokratische Aufwand h?lt sich sehr in Grenzen. Dafür haben Sie zahlreiche Vorteile: Sie k?nnen kostenfrei an vielen Geldautomaten in Deutschland Geld abheben, bargeldlos bezahlen und für regelm??ige Zahlungen – wie Miete, Kosten für die Krankenversicherung oder Telefon – einen ?Dauerauftrag“ einrichten. Der Betrag wird dann jeden Monat automatisch von Ihrem Konto abgezogen. Wenn Sie in Deutschland einen Nebenjob annehmen, brauchen Sie auf jeden Fall ein Konto.

Zudem gibt es auch eine Reihe von Online-Banken, bei denen alles - von der Einrichtung des Kontos bis hin zu finanziellen Transaktionen - über das Internet abgewickelt wird.

Für die Er?ffnung eines Kontos ben?tigen Sie folgende Unterlagen:

Reisepass oder Personalausweis
Studierendenausweis
Immatrikulationsbescheinigung oder Zulassungsbescheid
sowie eine Bescheinigung über Ihre Wohnadresse, unter der Sie in Deutschland gemeldet sind (Meldebest?tigung)

Bankkarten

Nachdem Sie ein Konto er?ffnet haben, erhalten Sie von Ihrer Bank eine Debitkarte. Sie k?nnen diese Karte zum Bezahlen in Gesch?ften nutzen, aber nicht zum Online-Shopping. Dafür ben?tigen Sie eine Kreditkarte. Diese k?nnen Sie entweder bei Ihrer Bank oder bei einer Online-Bank erhalten.

Geldautomaten auf dem Campusplan

Es befinden sich vier Geldautomaten auf dem Campus. Sie sind auf dem Campusplan mit einem grünen Eurozeichen markiert.
(ULB Geb. 24.41 / MNR-Klinik Geb. 13.50 /
ZOMII Geb. 11.50-54 / Parkhaus-Pforte Nord 18.82).

吉祥虎论坛官网: