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吉祥虎论坛官网_官网◆~

Geldangelegenheiten

Wenn Sie nach Deutschland reisen, werden Sie insbesondere in den ersten Tagen Kosten für Transport, Unterkunft, Gebühren bei Beh?rden und an der Universit?t bei der Einschreibung bezahlen müssen. Es ist daher insbesondere für die erste Zeit sehr wichtig, dass Sie über genügend Geld verfügen, sei es mittels einer Kreditkarte oder auch einen Teil in bar.

Kontoer?ffnung

Nach der Ankunft ist die Er?ffnung eines Bankkontos (Girokonto) sehr wichtig, da Ihr monatliches Gehalt oder Stipendium auf dieses Konto überwiesen wird. Sie erhalten eine EC-Karte (Debitkarte), mit der Sie in den meisten Gesch?ften bargeldlos bezahlen oder am Geldautomaten Bargeld abheben k?nnen. Im Unterschied zu Kreditkarten wird nach dem Kauf das Girokonto des Karteninhabers sofort oder innerhalb weniger Tage belastet (debitiert). Ausserdem k?nnen Sie Dauerauftr?ge für regelm??ige Zahlungen wie Miete, Telefon, etc. einrichten.

Um ein Konto einrichten zu k?nnen, ben?tigen Sie ggf. Ihre Aufenthaltserlaubnis, die Meldebescheinigung des Einwohnermeldeamts und Ihren Ausweis. Da viele Banken für Studierende (auch Promotionsstudierende) Konten ohne Gebühren anbieten, sollten Sie auch Ihren Studierendenausweis mitbringen.

Lebenshaltungskosten

Die Lebenshaltungskosten in Düsseldorf h?ngen natürlich immer von Ihrem pers?nlichen Lebensstil und ihren Bedürfnissen ab. Generell sollten Sie mit 750 - 900 € rechnen.

Durchschnittliche monatliche Kosten für eine Person:

Miete (inkl. Nebenkosten, 1 Zimmerwhg.)	400 -600 €
Lebensmittel	100 - 150 €
?ffentlicher Nahverkehr (für eingeschriebene Promovierende kostenlos)	40 - 100 €
Telefon / Internet / Rundfunk -TV Gebühren	45 €

Kontakt

Junior Scientist and International Researcher Center (JUNO)

Gebäude: 16.11.
Etage/Raum: 00.42

+49 211 81-13303;13405

Geldautomat an der HHU

ULB: Geb. 24.41

8:00 a.m. - 0:00 a.m.

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